Payment Policy

Payment Policy

Effective Date: 13 August 2025

This Payment Policy explains the terms and conditions for making purchases through Manisya (“we”, “us”, “our”) at https://manisya.in/.
By placing an order, you agree to comply with the payment terms outlined below.

1. ACCEPTED PAYMENT METHODS

We accept the following payment options:

Domestic Orders (India):

  • Credit Cards (Visa, MasterCard, American Express)
  • Debit Cards (all major banks)
  • UPI (Google Pay, PhonePe, Paytm, etc.)
  • Net Banking
  • Wallet Payments (Paytm Wallet, Amazon Pay, etc.)
  • Cash on Delivery (COD) — available for select pin codes only

International Orders:

  • Credit/Debit Cards (Visa, MasterCard, American Express)
  • PayPal
  • International Wire Transfer (for bulk/custom orders)

2. CURRENCY

  • All prices listed on our website are in Indian Rupees (INR) by default.
  • For international orders, currency conversion rates and additional fees (if any) are determined by your payment provider.

3. PAYMENT SECURITY

  • All online transactions are processed through secure, PCI-DSS-compliant payment gateways.
  • We do not store or have access to your complete card or bank details.
  • For fraud prevention, we may request identity verification before processing certain orders.

4. CASH ON DELIVERY (COD)

  • COD is available only for eligible orders within India.
  • A small COD handling fee may apply (if applicable, shown at checkout).
  • Orders placed with COD must be paid in full at the time of delivery.
  • Refusal to accept COD orders may result in suspension of COD eligibility for future purchases.

5. PAYMENT CONFIRMATION

  • Orders are confirmed only after successful payment authorization (or COD verification).
  • You will receive an order confirmation email with transaction details after payment is completed.

6. FAILED OR DECLINED PAYMENTS

  • If your payment fails, please retry using an alternative method.
  • Orders will not be processed until full payment is received and verified.

7. REFUNDS FOR CANCELLED/RETURNED ORDERS

  • Refunds will be issued to your original payment method within 7–10 business days after approval.
  • For COD returns, refunds will be processed via bank transfer or store credit.

8. CONTACT INFORMATION

For payment-related queries:

Barely Gold
Email: contact@manisya.in
Website: https://manisya.in/